Calculators
Loan / EMI Calculator
Work out the monthly instalment on a loan, how much of it is interest, and how the balance falls over time. The amortisation table can be expanded month by month.
Runs entirely in your browser — nothing is uploaded
Monthly instalment
—
- Principal —
- Interest —
- Total repayment —
Amortisation schedule
| Year | Principal paid | Interest paid | Total paid | Balance |
|---|
Good to know
- The standard reducing-balance formula is used: EMI = P·r·(1+r)ⁿ / ((1+r)ⁿ−1).
- Real lenders add fees, insurance and rounding, so treat the figures as an estimate rather than a quote.